Personal Credit

Couple overlooking a city

At Metropolitan, we offer a full range of credit options with competitive rates and flexible terms. From credit cards and student loans to financing for a car, boat, or vacation home—we can help.

  • Custom mortgages, including interest-only, fixed and adjustable rates, and home equity
  • Unsecured lines of credit
  • Installment loans and short-term notes
  • Credit cards


Customized credit solutions offer borrowing opportunities that may be creatively priced and structured to meet your unique needs. We routinely help Metropolitan private banking clients with these objectives in mind:

  • Buying or leveraging residential real estate, including a second home
  • Borrowing against personal assets
  • Injecting capital into a business
  • Postponing capital gains
  • Capitalizing on asset appreciation opportunities
  • Purchasing large assets like a plane or boat

Our team has the authority to make prompt credit approval and lending decisions, so you get fast answers and critical financial support when you need it. And your Metropolitan advisor will manage the process with you—from origination to closing. We provide up-front analysis, structuring, and all documentation, and we continue the relationship through the life of the loan.

Many credit options also offer tax advantages. Consult your tax advisor and contact Metropolitan today.